Uber or Lyft, No Money on Card: What Happens? (All the Info)

Uber or Lyft, No Money on Card: What Happens?

Generally speaking, you cannot complete a ride request with Uber or Lyft if you have no money on your card. You can use a different card that does contain adequate funds, but the apps are designed to decline ride requests unless payment can be confirmed. If this fails, then you might face overdraft fees.

OnlyFans Need to Add Another Card: Meaning? (All the Info)

OnlyFans Need to Add Another Card: Meaning?

OnlyFans sends this message when a payment method fails. The payment could fail because of a problem with the card used, the card’s account, technical issues, or a number of other reasons. Ultimately, if you see this message, you either need to provide a new card or fix the problem with the first card.

Payment Gateway Error: Meaning? (All the Info)

Payment Gateway Error: Meaning?

In short, this message is telling you that the bank failed to provide approval for a payment request from a merchant. There are a lot of possible reasons why, but when you tried to make the purchase, the bank said no. Sometimes, it’s a simple error like typing the wrong credit card number, but it can be complicated.

Buy In Euros: American Debit Card Online? (All the Info)

Buy In Euros Online: American Debit Card?

Typically speaking, you can buy something in Euros with an American debit card, whether that purchase is online or in person. This is because debit cards are run by credit card companies, and they have systems in place to automatically convert and exchange currency as needed. You just have to accept the charge.

Buy Online in a Different Currency: What Happens?

Buying Online in Different Currency: What Happens?

If you buy something online in a different currency, digital systems usually automate any exchanges that are necessary to complete the transaction. They typically choose the median exchange rate at the time of the purchase. Also, foreign transaction fees are often applied, with some exceptions.

Online Stores: Don't Require CVV? (Why and Which?)

Online Stores: Don’t Require CVV?

The most prolific store that doesn’t require a CVV is Amazon. Plenty of other major online stores like Walmart and Target will often forgo asking for a CVV when you check out. More generally, any online store can skip CVV confirmation whenever they want to, and there are plenty of scenarios where that makes sense.

TST on Credit Card Statement: Meaning? (All the Info)

TST on Credit Card Statement: Meaning?

Here’s what TST means on a credit card statement: If the letters “TST” appear on a credit card statement and are immediately followed by the name of a store or merchant, this is referencing the company called Toast.  Toast is the company that processed the payment, and its role in the transaction has to be recorded. That’s why you see those letters. So if you want to learn all about what TST is exactly, why they charge your credit card, and whether TST is safe, then you’re in the right place. Let’s get started! What Is a Point of Sale System? The point of sale (POS) describes the time and place where a sale occurred.  A POS system is the combination of hardware and software that were used to process the transactions.  POS systems come in vast varieties. In their simplest form, POS systems can just be cash drawers that you use to hold money for the day. More complicated POS systems will utilize electronic devices. They can even be fully automated checkout machines like you see at major retailers and grocery stores. For many small businesses, POS systems are provided by third parties and run through online smart registers, tablets, or smartphones.  If you have ever seen a card reader attached to a tablet, that is a POS system that is operated through a smart device. Most businesses today have some way to read a credit card and accept payment from that card.  So, even a simple credit card reader constitutes a portion of a POS system.  In fact, if your business has an old credit card imprinter just in case power or internet goes down, that is part of the POS system too.  The concept encompasses everything tied to the direct transaction between a business and its customers. What Is a Payment Processor? A point-of-sale system can include a payment processing service, but it doesn’t have to. Before

Epoch on Credit Card Statement: Meaning? (Safe?)

Epoch on Credit Card Statement: Meaning?

Epoch is a payment service provider, and they pass bills on from webshops to you. You can think of Epoch as being similar to PayPal. Some charges are hard to recognize, but they are legitimate, and your security is intact. A name that comes up often in this situation is Epoch.